Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Bradley J. Lohman - BRE# 01404381
We have the loan that's right for you! Let All American Financial Services help you achieve your dream.
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Our mission is to anticipate and competitively fulfill the financial borrowing and investment needs of Southern California. We have an emphasis on educating the consumer and building long-term business relationships through trust with a professional, yet comfortable atmosphere in which clients can feel confident and at ease doing business and referring others to do business with is.